Life Insurance
Secure Your Loved Ones’ Future
Peace of Mind, Financial Security, and a Legacy That Lasts
Life is unpredictable, but your family’s financial future doesn’t have to be. We connect you with the best life insurance solutions to ensure your loved ones are protected when it matters most. Whether you want to secure your child’s education, plan for retirement, or provide for unforeseen events, we help you find the right coverage tailored to your needs.
Our Life Insurance Solutions
Education Policies – Secure Your Child’s Future
Every parent dreams of giving their child the best education. Our education policies cover your child’s tuition and education-related expenses, even in your absence. With flexible payment options and guaranteed payouts, you can plan for primary, secondary, or university education without financial strain.
Last Expense Insurance
Funeral and burial costs can be a significant financial burden. Our last expense insurance ensures that your loved ones do not have to worry about unexpected expenses during a difficult time. This policy provides immediate financial assistance to cover funeral, burial, and memorial costs, allowing your family to focus on healing.
Group Last Expense
For businesses, SACCOs, Chamas, religious groups, and corporates, we offer Group Last Expense Insurance. This policy provides coverage for multiple members under one plan, ensuring that when a member passes away, their family receives financial support to cover funeral expenses. It’s a cost-effective way for organizations to take care of their employees or members.
Pension Plans
Retirement should be a time of relaxation, not financial stress. Our pension plans help you build a solid financial foundation for your golden years. By contributing towards a structured retirement plan, you secure a steady income stream post-retirement, allowing you to maintain your lifestyle and independence.
Endowment Policies
Endowment policies offer the dual benefit of life insurance and savings. These policies provide a guaranteed lump sum payout after a set period or to your beneficiaries in case of an untimely passing. Whether you’re planning for a major life event, such as buying a home, starting a business, or ensuring your family’s financial security, an endowment policy helps you save and grow your wealth.
Unit Trusts
Our unit trust-linked life insurance allows you to grow your wealth through a professionally managed investment portfolio. Your premiums are invested in a mix of assets, such as stocks, bonds, and money markets, offering potential returns over time. This option is perfect for those looking for an insurance plan with investment benefits, allowing you to build financial security while staying insured.
Why Choose Lucent?
Life is unpredictable, but your family’s financial future doesn’t have to be. We understand the importance of securing what matters most—your loved ones, your legacy, and your peace of mind.