In a perfect world, we could all be living a stress-free and carefree life but that is not the case. There are risks we go through every day and some of these risks are fatal, while others leave us unable to take care of ourselves and our families. Risks such as accidents are costly and lead to high financial losses.
To manage risks, we turn to Insurance. Unpleasant incidences such as accidents, medical conditions, and damage to assets or property could leave us or our families vulnerable.
By buying insurance, you transfer the financial burden to the insurance company. The insurer becomes your safety net in case anything happens.
One of the considerable threats to your way of life or your ability to earn a living is accidents. To protect yourself and your family from the financial burden brought by accidents, you need Personal Accident Insurance.
Accidents may lead to severe injuries, disability, or even death. The financial implications in case of an accident could be extremely high and have a huge toll on you and your family. Imagine being involved in an accident and getting injured, limiting your ability to work.
How will you cope if you depend on work for money?
With personal accident insurance benefits, your daily costs will be catered for, giving you time to focus on getting better and recovering so that you can return to work healthier.
Top Benefits of Personal Accident Insurance
- Get your hospital expenses sorted
A personal accident insurance policy steps in to take care of the medical bills in case you get injured and are hospitalized. Without insurance, you will have to finance all the hospital costs out of your pocket, which can be expensive.
- Compensation in case of disability
Bad accidents can cause serious injuries that may leave you temporarily or permanently disabled. With a disability, it becomes difficult for you to return to your normal routine, for example, you may not go back to work, and this will mean that you cannot earn a living. If you have a personal insurance cover, you will be compensated for the loss of income due to the accident.
- Your family is taken care of
In cases where the accident is fatal, your family is taken care of. For example, the insurance benefit can be used to pay for expenses such as school fees for your children in case you die in an accident.
- Peace of mind
Of course, there is not enough money that can replace you or match your well-being in terms of health but with insurance, cover compensation will go a long way to help you and your family cope. For example, when you get into an accident and break your leg you will be temporarily out of work. With a personal accident cover, you will provide for the loss of income
Conclusion
Protecting your assets goes a long way in ensuring that you achieve financial stability. The greatest asset of all is you! Why don’t you ensure that you are protected? Getting personal accident insurance is one of the ways to keep yourself and your family covered financially in case the worst happens.
Accidents happen every day some are unavoidable and can have huge financial implications on a person and his or her family. Accidents happen not only on the road but misfortune can also happen at work, especially in a high-risk work environment.
A personal accident insurance cover protects you financially when you get injured on the road at work, or even at home.
By being covered you remove the uncertainty that comes with accidents, which change our lives drastically. Take the next step and protect yourself and your family.
To learn more about personal accident insurance call us on 0709527000 or email info@lucent.ke to get a quote.
