Liability Insurance
Protecting Your Business from Unexpected Risks
In today’s fast-paced world, businesses and professionals face numerous risks that could lead to costly legal claims. Liability insurance ensures that your business, employees, and assets are safeguarded against financial losses arising from third-party claims for injury, property damage, or professional negligence.
Our Liability Insurance Solutions
Work Injury Benefits Act (WIBA)
Ensure compliance with legal requirements while protecting your employees from workplace injuries, medical expenses, and loss of income due to work-related accidents.
Employers’ Liability
Covers legal costs and compensation claims in case an employee suffers an injury or illness due to workplace conditions.
Professional Indemnity
Essential for consultants, medical practitioners, legal professionals, and financial advisors, this coverage protects against claims of errors, omissions, or professional negligence.
Directors and Officers Liability
Shield your company’s leadership from personal financial losses due to lawsuits alleging mismanagement, regulatory violations, or wrongful acts.
Product Liability
Ideal for manufacturers and retailers, this insurance protects against legal claims arising from defective or harmful products that cause injury or property damage.
Cyber Risk Insurance
In an era of digital threats, protect your business against cyberattacks, data breaches, and financial losses due to cybercrime.
Why Choose Lucent?
🔹Access to a wide network of top insurance providers
🔹 Tailored policies to fit your business needs and risk profile
🔹 Competitive premiums with flexible payment options
🔹 Fast claims processing to minimize disruptions to your business
Stay protected from unforeseen legal and financial risks.
Get in touch today and secure the right liability insurance coverage for your business.